* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-color: #1a365d;
    --secondary-color: #2c5282;
    --accent-color: #3182ce;
    --gold-color: #d69e2e;
    --text-dark: #2d3748;
    --text-light: #718096;
    --bg-light: #f7fafc;
    --bg-white: #ffffff;
    --shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 25px rgba(0, 0, 0, 0.15);
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: var(--text-dark);
    background-color: var(--bg-light);
}

/* Navigation */
header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background-color: var(--bg-white);
    box-shadow: var(--shadow);
}

.navbar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1200px;
    margin: 0 auto;
    padding: 1rem 2rem;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.logo-img {
    height: 60px;
    width: 60px;
    border-radius: 50%;
    object-fit: cover;
}

.logo h1 {
    font-size: 1.5rem;
    color: var(--primary-color);
    font-weight: 700;
}

.nav-links {
    display: flex;
    list-style: none;
    gap: 2rem;
}

.nav-links a {
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 500;
    transition: color 0.3s ease;
}

.nav-links a:hover {
    color: var(--accent-color);
}

.mobile-menu-btn {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.mobile-menu-btn span {
    width: 25px;
    height: 3px;
    background-color: var(--primary-color);
    border-radius: 2px;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    padding: 6rem 2rem 2rem;
    text-align: center;
}

.hero-content {
    max-width: 800px;
}

.hero-logo {
    width: 180px;
    height: 180px;
    border-radius: 50%;
    object-fit: cover;
    margin-bottom: 1.5rem;
    box-shadow: var(--shadow-lg);
}

.hero h2 {
    font-size: 3rem;
    color: var(--bg-white);
    margin-bottom: 1rem;
    line-height: 1.2;
}

.hero p {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 2rem;
}

.cta-button {
    display: inline-block;
    padding: 1rem 2.5rem;
    background-color: var(--gold-color);
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 600;
    border-radius: 50px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.cta-button:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}

/* Section Styles */
section {
    padding: 5rem 2rem;
}

.section-title {
    text-align: center;
    font-size: 2.5rem;
    color: var(--primary-color);
    margin-bottom: 3rem;
    position: relative;
}

.section-title::after {
    content: '';
    display: block;
    width: 80px;
    height: 4px;
    background: var(--gold-color);
    margin: 1rem auto 0;
    border-radius: 2px;
}

/* Services Section */
.services {
    background-color: var(--bg-white);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2rem;
    max-width: 1200px;
    margin: 0 auto;
}

.service-card {
    background: var(--bg-white);
    border-radius: 12px;
    padding: 2rem;
    box-shadow: var(--shadow);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    border: 1px solid #e2e8f0;
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
}

.service-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.service-card h3 {
    color: var(--primary-color);
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

.service-card ul {
    list-style: none;
    padding-left: 0;
}

.service-card li {
    padding: 0.5rem 0;
    color: var(--text-light);
    position: relative;
    padding-left: 1.5rem;
}

.service-card li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--accent-color);
    font-weight: bold;
}

.highlight-card {
    border: 2px solid var(--gold-color);
    background: linear-gradient(135deg, #fffbeb 0%, #fef3c7 100%);
}

.risk-warning {
    display: inline-block;
    background: #fed7d7;
    color: #c53030;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 1rem;
}

/* Why Us Section */
.why-us {
    background: linear-gradient(135deg, var(--bg-light) 0%, #edf2f7 100%);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    max-width: 1200px;
    margin: 0 auto;
}

.feature {
    text-align: center;
    padding: 2rem;
    background: var(--bg-white);
    border-radius: 12px;
    box-shadow: var(--shadow);
}

.feature-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.feature h3 {
    color: var(--primary-color);
    margin-bottom: 0.5rem;
}

.feature p {
    color: var(--text-light);
}

/* About Section */
.about {
    background-color: var(--bg-white);
}

.about-content {
    max-width: 900px;
    margin: 0 auto;
}

.about-text p {
    font-size: 1.125rem;
    color: var(--text-light);
    margin-bottom: 1.5rem;
    text-align: center;
}

/* Contact Section */
.contact {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
}

.contact .section-title {
    color: var(--bg-white);
}

.contact .section-title::after {
    background: var(--gold-color);
}

.contact-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    max-width: 1200px;
    margin: 0 auto;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.contact-item {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.contact-icon {
    font-size: 1.5rem;
    background: rgba(255, 255, 255, 0.1);
    padding: 0.75rem;
    border-radius: 50%;
}

.contact-item h4 {
    color: var(--gold-color);
    margin-bottom: 0.25rem;
}

.contact-item p {
    color: rgba(255, 255, 255, 0.9);
}

.contact-form {
    background: var(--bg-white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow-lg);
}

.contact-form h3 {
    color: var(--primary-color);
    margin-bottom: 1.5rem;
    text-align: center;
}

.form-group {
    margin-bottom: 1rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.875rem 1rem;
    border: 2px solid #e2e8f0;
    border-radius: 8px;
    font-size: 1rem;
    font-family: inherit;
    transition: border-color 0.3s ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--accent-color);
}

.form-group textarea {
    resize: vertical;
}

.submit-btn {
    width: 100%;
    padding: 1rem;
    background: var(--primary-color);
    color: var(--bg-white);
    border: none;
    border-radius: 8px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: background-color 0.3s ease, transform 0.3s ease;
}

.submit-btn:hover {
    background: var(--secondary-color);
    transform: translateY(-2px);
}

/* Footer */
footer {
    background-color: #1a202c;
    color: var(--bg-light);
    padding: 3rem 2rem 1rem;
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 3rem;
    max-width: 1200px;
    margin: 0 auto;
    padding-bottom: 2rem;
    border-bottom: 1px solid #2d3748;
}

.footer-section h3 {
    color: var(--gold-color);
    margin-bottom: 1rem;
}

.footer-section h4 {
    color: var(--bg-white);
    margin-bottom: 1rem;
}

.footer-section p {
    color: #a0aec0;
}

.footer-section ul {
    list-style: none;
}

.footer-section li {
    margin-bottom: 0.5rem;
}

.footer-section a {
    color: #a0aec0;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-section a:hover {
    color: var(--gold-color);
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    max-width: 1200px;
    margin: 0 auto;
}

.footer-bottom p {
    color: #718096;
    font-size: 0.875rem;
}

.disclaimer {
    margin-top: 1rem;
    font-size: 0.75rem;
    color: #4a5568;
}

/* Responsive Design */
@media (max-width: 992px) {
    .contact-container {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .footer-content {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: var(--bg-white);
        flex-direction: column;
        padding: 1rem 2rem;
        gap: 1rem;
        box-shadow: var(--shadow);
    }

    .nav-links.active {
        display: flex;
    }

    .mobile-menu-btn {
        display: flex;
    }

    .hero-logo {
        width: 140px;
        height: 140px;
    }

    .hero h2 {
        font-size: 2rem;
    }

    .hero p {
        font-size: 1rem;
    }

    .section-title {
        font-size: 2rem;
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .navbar {
        padding: 1rem;
    }

    .logo-img {
        height: 50px;
        width: 50px;
    }

    .logo h1 {
        font-size: 1.25rem;
    }

    section {
        padding: 3rem 1rem;
    }

    .hero {
        padding: 5rem 1rem 2rem;
    }

    .contact-form {
        padding: 1.5rem;
    }
}